Checking

Regular Checking

• $400 minimum balance and above, no charge.
• Balance below $400, $5 fee plus $0.15 per debit (per statement cycle).
• $100 to open account.
• The account will automatically close if a continuous zero balance occurs for 25 days.

Free Personal Checking

• Statements will not include item images.
• An account maintenance service charge fee, per item fee, and minimum balance fee will not be charged.
• All other fees and charges will apply.
• $100 to open account.
• The account will automatically close if a continuous zero balance occurs for 25 days.

Heritage Checking Account

• Age 55 and over are eligible.
• $400 minimum balance and above, no charge.
• Balance below $400, $5 fee plus $0.15 per debit (per statement cycle).
• No charge on money orders and cashiers checks.
• $100 to open account.
• The account will automatically close if a continuous zero balance occurs for 25 days.

CSB BankClub Account

• Maintenance fee $12.50 per statement cycle.
• No charge on wallet Bankclub checks.
• No charge on cashiers checks, money orders, or single signature travelers checks (dual signature travelers cheques are $1 per $100).
• $100 to open account.
• The account will automatically close if a continuous zero balance occurs for 25 days.

NOW Account

• $1,000 minimum opening balance.
• Balance of $1,000 and above, no charge.
• Balance below $1,000, $10 fee per statement cycle.
• No per item fee.
• Interest compounds and credits monthly.
• For-profit corporations, partnerships and associations are not eligible for this account.
• The account will automatically close if a continuous zero balance occurs for 25 days.