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Rates

Effective as of April 29th, 2024
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Checking, Savings & MMI
AccountMiniumum Opening BalanceInterest RateAPY*
Regular Checking$100-N/A
62 Yrs. and over Checking$100-N/A
CSB BankClub Account$100-N/A
NOW Account$10000.15%0.15%
Christmas Club-2.10%2.12%
Passbook Savings Account$1000.50%0.50%
Money Market Investment Account$20000.65%0.65%
Money Market Investment Account above $250,000.00$20001.20%1.21%
*APY = Annual Percentage Yield

Disclosures
At our discretion, we may change the interest rate on your MMI, NOW, or Passbook Savings. Fees may reduce the earnings on your account. Early withdrawal penalties for Christmas Club: A penalty may be imposed for withdrawals before maturity.

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Regular Certificates of Deposit
TermMiniumum Opening BalanceInterest RateAPY*Compounded
7-31 Days**$50001.77%1.78%At Maturity
3 Months$5001.85%1.86%At Maturity
6 Months$5001.90%1.91%At Maturity
12 Months$5002.05%2.06%Semi-Annual
18 Months$5002.10%2.11%Semi-Annual
24 Months$5002.19%2.20%Semi-Annual
30 Months$5002.25%2.26%Semi-Annual
4 Years$5002.34%2.35%Semi-Annual
5 Years$5002.44%2.45%Semi-Annual
*APY = Annual Percentage Yield

**Rate for 7-31 Day CD is based on actual days

Disclosures
Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.

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IRA Certificates of Deposit
TermMiniumum BalanceInterest RateAPY*Compounded
12 MonthsNone2.26%2.27%Semi-Annual
*APY = Annual Percentage Yield

Disclosures
Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.

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