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Welcome to Citizens State Bank

Here to serve you

Founded in 1913, Citizens State Bank has been dedicated to serving the Hugoton and surrounding communities. We proudly offer the best service and the greatest value to our customers for over 110 years. We offer personalized financial solutions and financial expertise to help you make informed decisions. We believe in creating lasting relationships by understanding your unique needs and delivering tailored solutions that help you achieve your financial goals. At Citizens State Bank, we believe in giving back to our community and investing in its members. Whether you need a business or agricultural loan, or to open a checking or savings account, Citizens State Bank is here for you.

Ready to get started on your financial journey with us? Open an account today by visiting our bank location or contacting our team for personalized assistance.

Online Banking

Online Banking

Enjoy the convenience of online banking with our user-friendly online and mobile banking platforms. Manage your accounts, pay bills, and access financial insights with ease.



Agriculture is a way of life. It's also a business. We're experienced Ag lenders.

Online Banking Learning Center

Online Banking Learning Center

Learn more about our online banking system through our video tutorials. 

Go Paperless and Sign up for E-Statements Today!

Benefits of E-Statements:

  • Email notifications upon statement availability
  • Added protection against identity theft
  • Fastest delivery
  • Convenient access
  • Reduces mailbox clutter and avoids paper statement fees
  • Statement copies are archived for 32 months from the date that you sign up







601 S. Main Street, P.O. Box 728, 
Hugoton, KS 67951


Monday - Thursday: 9 am - 4 pm
Friday: 9 am - 5:30 pm

Monday - Thursday: 8 am - 5 pm
Friday: 8 am - 5:30 pm


Lobby: 620-544-4331
Telephone Banking: 620-544-4331
Fax: 620-544-4134
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